Renting 3BHK Apartments in Kerala: A Complete Guide for Families and Professionals

Renting a 3-bedroom, hall, and kitchen (3BHK) property in Kerala is becoming increasingly common among families, working professionals, and returning NRIs. As urban centers like Kochi, Thiruvananthapuram, and Kozhikode continue to develop, the demand for spacious rental homes has surged. A 3BHK apartment or house typically provides ample space for medium to large families, offering a balance of comfort, privacy, and practicality.

The topic of 3BHK rentals is essential today due to changing housing preferences, especially in a post-pandemic environment where many now work from home. Kerala, with its improved infrastructure, quality of life, and green landscapes, is attracting both internal migrants and overseas Keralites looking to rent before committing to permanent property purchases.

Why Renting a 3BHK Matters Today

Rising Demand from Different Groups

Several population groups find value in renting a 3BHK:

Working professionals and families relocating from other states for job opportunities or educational purposes.

NRIs returning to Kerala temporarily, preferring rental options over buying immediately.

Joint families who prefer more space without the financial burden of ownership.

Students and freelancers choosing to co-rent larger spaces for lower per-person costs.

Challenges it Helps Solve

Affordability: Buying a home in cities like Kochi or Trivandrum can be expensive. Renting offers flexibility without upfront capital.

Flexibility: Rental properties allow short- to mid-term living arrangements, which suit job transfers or temporary relocation.

Ease of relocation: Especially important for tenants who are exploring different parts of Kerala before deciding on permanent residence.

Recent Trends and Updates (2023–2024)

Several notable changes have influenced Kerala’s rental market in the past year:

1. Shift in Preference Post-Pandemic

The COVID-19 pandemic led many to prioritize larger homes due to the rise in remote work. A 3BHK offers space for home offices, studies, and separate family areas.

2. Increased Rents in Urban Centers

As per a July 2023 report by Magicbricks, average rental prices for 3BHKs in Kochi rose by 12–15% compared to 2022. Thiruvananthapuram saw a 10% increase, while emerging towns like Kottayam and Thrissur also experienced a modest hike.

City Avg Rent (3BHK) in 2022 Avg Rent (3BHK) in 2023
Kochi ₹17,000 – ₹25,000 ₹20,000 – ₹28,000
Thiruvananthapuram ₹15,000 – ₹22,000 ₹18,000 – ₹25,000
Calicut ₹13,000 – ₹20,000 ₹15,000 – ₹22,000

3. Gated Community Preference

There’s growing interest in 3BHK flats within gated communities due to enhanced security, parking, and amenities like gyms or parks. These are particularly appealing to younger families and professionals.

4. Rise of Digital Platforms

More people are using online platforms such as NoBroker, 99acres, and Magicbricks to compare, view, and even book properties remotely.

Key Legal Aspects and Policies in Kerala

Renting property in Kerala is regulated under the Model Tenancy Act, which the Kerala government is in the process of adapting. While not fully implemented statewide, many aspects of tenancy are governed by the Kerala Buildings (Lease and Rent Control) Act, 1965.

Legal Considerations

Rental Agreement: Must be in writing, ideally notarized, and clearly state rent, duration, and responsibilities.

Security Deposit: Usually 2–3 months’ rent. The landlord must return this amount upon termination, minus any agreed-upon deductions.

Notice Period: Commonly 1–2 months for either party to end the lease.

Maintenance and Repairs: Basic structure upkeep is the landlord’s responsibility; minor repairs are usually the tenant's duty unless specified.

Proposed Model Tenancy Act Benefits (pending full adoption):

Protects tenant rights and ensures no arbitrary rent hikes.

Promotes fair resolution of disputes through Rent Authorities.

Encourages landlords to rent out vacant homes without fear of long eviction processes.

Tools and Resources to Help Renters

Finding, comparing, and managing a 3BHK rental is easier with the right tools. Below are some recommended resources:

Online Property Portals

Magicbricks.com – Popular for detailed listings with map views.

NoBroker.in – Facilitates direct owner-to-tenant listings (zero brokerage).

99acres.com – Offers filters for 3BHK, gated communities, rent range, and amenities.

Housing.com – Known for photos and verified listings.

Local Classified Apps

OLX Kerala

Facebook Marketplace

Locanto Kerala – Especially useful in Tier-2 and Tier-3 towns.

Rent Affordability Calculators

Several websites (like Magicbricks) offer rent affordability tools to help you calculate how much rent you can reasonably pay based on your income and lifestyle.

Lease Agreement Templates

LegalDesk

Vakilsearch

ClearTax – Provide downloadable or customizable rent agreement templates compliant with Indian law.

Frequently Asked Questions (FAQs)

How much rent should I expect to pay for a 3BHK in Kerala?

Rental prices depend on location, amenities, and whether it's an apartment or independent house. As of 2024:

Kochi: ₹20,000 – ₹28,000/month

Thiruvananthapuram: ₹18,000 – ₹25,000/month

Thrissur and Calicut: ₹15,000 – ₹22,000/month

Is a rental agreement mandatory in Kerala?

Yes. A written rental agreement protects both tenant and landlord. It should ideally be notarized and include clauses on rent, duration, deposit, and maintenance responsibilities.

Can NRIs rent a 3BHK in Kerala?

Absolutely. NRIs can rent properties just like Indian citizens. It's advisable to have a local representative and ensure agreements are legally sound.

What documents do I need to rent a home?

Commonly required documents:

Government-issued ID (Aadhaar, Passport, PAN)

Recent photographs

Proof of income or employment (in some cases)

Rental agreement

Are furnished 3BHK apartments available?

Yes. Especially in cities and IT hubs like Kochi and Trivandrum, many 3BHK apartments come semi- or fully-furnished. Rent for these will be slightly higher (₹25,000+ in premium areas).

Final Thoughts

Renting a 3BHK in Kerala is a practical solution for families and individuals looking for comfort, flexibility, and space. With improving infrastructure, digital tools, and evolving legal protections, the rental process is more transparent and tenant-friendly than ever before. Whether you're a local resident, a professional moving for work, or an NRI returning to your roots, Kerala offers a variety of 3BHK options to suit diverse needs and budgets.

By understanding current trends, legal rights, and using trusted resources, you can make an informed and confident choice when it comes to renting a 3BHK home in Kerala.